Folakemi Nimah Umar

About Me

Software engineer and blockchain developer with 6 years of experience building high-scale financial technology across Africa, the UK, and the US. Contributed to backend systems at Moniepoint Inc., one of Africa's leading fintech unicorns, supporting platforms used by over 200 million users. Specialises in microservices, event-driven architecture, cloud infrastructure, and RESTful API development, with proven experience delivering production systems in regulated fintech environments. Strong understanding of how technical decisions translate into measurable business outcomes. Certified ScrumMaster with an MSc in Computer Science from Manchester Metropolitan University.

Projects

MonieWorld UK

Role: Software Engineer

Contributed to the development of MonieWorld UK, Moniepoint's international money transfer product enabling diaspora customers in the United Kingdom to send remittances to Africa seamlessly and securely.

Technologies: Java, Springboot, Python, Django REST Framework

Live: App Store · Google Play

Moniepoint Personal & Business Banking

Role: Software Engineer

Contributed to the backend development of Moniepoint's Personal and Business Banking platforms - flagship products of Moniepoint Inc., one of Africa's leading fintech unicorns serving over 200 million users. Worked on backend services and APIs powering core banking features including account management, transactions, and real-time financial operations for both individual and SME customers across Africa.

Technologies: Java, Springboot, Python, Django REST Framework

Live: App Store · Google Play

GradientFi

Role: Blockchain / Software Engineer

Contributed to backend engineering at GradientFi, a US-based decentralised finance company building infrastructure for digital asset management and DeFi operations.

Technologies: Python, Django REST Framework

Live: PocketFinance

RetailCore Banking Application

Role: FullStack Engineer

Built Africa's first native core banking application. Designed and integrated Java-based services for real-time transaction validation and reporting.

Technologies: Java, Springboot, Python, Django REST Framework, ReactJs, Node.js

Live: SEABaaS